During the process of a covered claim it often takes the mechanic time (which he charges for) to run Diagnostic tests to see the extent of the damage and what the repair entails. This normally shows up on your bill under Labor & Diagnostic charges; they can be quite high depending on how much your mechanic charges by the hour!
Much like Medicare (forgive the analogy) the Administrator can set limits as to what they will pay; which often times sets what the mechanic will charge! Aren't you glad you have someone on your side when you need it the most?
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